A dental office is a dental practice.
If you are a dentist, it is a dentistry.
If not, it’s a dental office.
If it is, you may be considered an insurance company.
The practice is the one that takes care of your teeth.
It is not the dentist who gives you the prescriptions.
The dentist is not involved in the procedure.
So, insurance companies can take a cut of the bill.
That can be huge if your dentist does not provide the best care possible.
And that is the case for all dental practices.
There are some dental insurance companies that provide the lowest rates in the industry.
And for that reason, they are often overlooked by dentists and patients.
They also charge the highest rates for a dental procedure.
But how does dental insurance work?
In a nutshell, dental insurance is the fee paid by the insurance company to the dentist.
It can be anywhere between Rs 2,000 and Rs 5,000 depending on the location.
The fee is collected from the patients who are the patients of the dentist and is paid in cash or in cheque.
The amount of the dental insurance can vary from one dentist to the next.
But it depends on the type of dental procedure and the number of patients.
For a tooth extraction, it might be Rs 2 lakh.
For a root canal, it could be Rs 3 lakh.
It may be Rs 5 lakh for a gingival extraction.
It could be as low as Rs 3,000 for a mouthwash for a period of 12 months.
The cost is then paid to the insurance carrier and the insurance pays the rest.
If the patient does not pay the insurance fee, the insurance provider takes a cut.
This is a typical scenario.
The dental insurance company will pay Rs 2.50 per tooth extracted from a patient.
The patient will then pay Rs 3.50 for each tooth extracted.
The insurance carrier would then take a share of the total amount.
So the insurance rate is as follows:For root canal extractions, the rate could be between Rs 3 and Rs 10 lakh.
This is when the insurance has a cut for a minimum of 10%.
For mouthwash, the cost could be around Rs 5 per bottle.
The rate will vary depending on whether the product is used in the clinic or not.
This will be the case if the customer is not at home.
For example, the price of a mouth wash could be a little less than Rs 3 per bottle, which is about a quarter of the rate for a tooth extractions.
There is a catch.
If your dental insurance does not cover your treatment, you cannot be reimbursed for it.
This could happen if you have a minor or malformed tooth.
And even if you do have a malformed or a minor tooth, you might not be able to pay the full amount because of the higher cost of the procedure and dentistry fees.
Dentists do not want to be blamed for such cases.
They do not expect to get a cut, because they are not responsible for the patient’s insurance.
Dental insurance companies, however, are not happy.
They have come up with an aggressive policy to woo patients who have no insurance to their dentistry practices.
This means they are pushing the insurance companies to negotiate with the insurers for discounts.
These discounts will be given to the insurers, but they will not be reimbursable by the patients.
If there is no discount, the dental practice would not get any money.
This policy is not working.
The government has been taking note of the dentists’ complaints.
It has been drafting guidelines for dental insurance.
The guidelines say that insurance companies should take a 10 per cent cut from the fee collected from patients.
For the dental procedure, they should take 25 per cent.
This would mean a total cut of 25 per, which would be around 25 per per cent of the fee for the dental extraction.
If a patient does pay the premium, the dentist would get Rs 1,000.
The Government is also trying to ensure that the rates for dentistry and dentist-to-dentistry services are not higher than those of dental insurance providers.
But this will not solve the problem.
A dentistry is a service.
Insurance companies are a service, and dentists are a dentists.
They cannot do anything about it.